Retail insurance is coverage specifically tailored for businesses operating within the retail sector. It is designed to address the risks that retailers face.
Typically the insurance will include:
- Property Insurance – This covers physical assets like buildings, stock and equipment
- Public Liability Insurance – Providing cover for customers’ legal liabilities that happen in your premises like accidents, slips or trips, and damage caused to a customers property.
- Product Liability – If the products you sell or provide cause injury to customers, this helps protect against potential legal costs.
- Employers Liability – A legal requirement if you have employees, covers you for claims from employees who are injured at work.
- Business Interruption Cover – If your premises has to close due to an insured event (like fire or flood) this insurance can help you cover lost income and ongoing expenses.
- 100+ years combined experience
- commercial & personal policies
- over 93% customer retention
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